See how you stack up financially against other Canadians.

Public Canadian data No signup required Updated to 2026 All values in CAD
Household income shows the combined income of everyone living together. Individual income adjusts this to reflect what a typical person in that household would have. The dashboard uses the square-root equivalence scale: income / sqrt(household size). Canada's average household has about 2.4 people, so individual income = household income / sqrt(2.4). This method is standard in Statistics Canada and OECD income comparisons.
How to calculate net worth

Net worth = total assets minus total debts.

Include:
• Cash & savings
• Investments (TFSA, RRSP, non-registered)
• Real estate equity (home value minus mortgage)
• Vehicles (approximate resale value)

Subtract:
• Mortgages
• Student loans
• Credit card balances
• Lines of credit

Do NOT include your annual income.
Calculating...

Estimated Employment Income by Age (Individuals, ) Shows estimated employment income by age, including median and percentile ranges, adjusted for your selected province and household/individual view.

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Sources & Methods

Sources:

  • Statistics Canada - Canadian Income Survey (employment income by age)
  • Canada Revenue Agency - wage growth trends

Methods:

  • 2022 income levels are adjusted to based on recent wage growth and inflation guidance.
  • Statistics Canada publishes income by 5-year age brackets; values for individual ages are smoothed between these brackets.
  • Percentiles (10th, 25th, median/50th, 75th, 90th) are interpolated from the same anchors using a smooth log-normal fit guided by national decile ratios (9th/1st and 9th/median ~ 3.4 and 2.0):contentReference[oaicite:3]{index=3}; see README for details.
  • StatsCan values are published in age bins. We anchor each bin at its midpoint and use monotone cubic interpolation (PCHIP-style) between anchors to generate smooth single-year estimates; this adds no new data, only a smooth path between published anchors.
  • Results update automatically when the user selects a different province or household/individual view.

Estimated Net Worth by Age (Households, ) Shows estimated median net worth by age, including typical accumulation during working years and gradual drawdown in retirement, adjusted for your selected province and household/individual view.

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Sources & Methods

Sources:

  • Statistics Canada - Survey of Financial Security
  • Bank of Canada - inflation outlook

Methods:

  • StatsCan net worth bins anchor each percentile band (10th, 25th, median/50th, 75th, 90th) at the bin midpoint; monotone cubic (PCHIP) smoothing generates single-year values and enforces ordering.
  • Ages ≤22 include a student-debt adjustment (~$20K) ramping to the under-35 median; ages ≥72 taper ~3%/yr to reflect retirement drawdown; smoothing precedes taper to avoid steps.
  • Percentile spreads use StatsCan-style decile ratios (9th/1st ~3.4; 9th/median ~2.0); median is kept above lower percentiles by construction.
  • Province/unit selection rescales all series using region net-worth ratios and the square-root equivalence scale for households; values are projected to using inflation guidance.
  • StatsCan values are anchored at bin midpoints; monotone cubic (PCHIP) smoothing adds a smooth path between anchors. Results update automatically based on the selected province and household/individual view.

Median Income Composition by Age (Households, ) Shows how employment income, investment income, pensions, and transfers contribute to total income at each age.

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Sources & Methods

Sources:

  • Statistics Canada - Canadian Income Survey
  • Survey of Household Spending
  • CRA pension and benefit statistics

Methods:

  • Income sources (employment, investment income, pensions, transfers) follow age patterns published by Statistics Canada.
  • Total income adjusts for the selected province and household/individual view.
  • Values between anchor ages are smoothed to form a continuous curve.

Median Wealth Composition by Age (Households, ) Shows how real estate, financial assets, pensions, and debt typically change with age, along with resulting net worth.

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Sources & Methods

Sources:

  • Statistics Canada - Survey of Financial Security
  • CMHC and Bank of Canada - household credit statistics

Methods:

  • Real estate, financial assets, pensions, and debt follow age patterns in the Survey of Financial Security.
  • Values are smoothed across ages and updated for the selected province and household/individual view.
  • Net worth is displayed as a line across the stacked asset and debt areas.

Income Distribution (Histogram, ) Shows the estimated distribution of employment income in for your selected province and household/individual view.

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Sources & Methods

Sources:

  • Statistics Canada - Canadian Income Survey
  • CRA tax-filer percentile tables

Methods:

  • Published income percentiles are used to build a smooth distribution curve.
  • The curve is divided into income ranges (bins) to show how earnings are distributed across the population.
  • Results adjust based on the selected province and household/individual view.

Net Worth Distribution (Histogram, ) Shows the estimated distribution of household net worth in for your selected province and household/individual view.

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Sources & Methods

Sources:

  • Statistics Canada - Survey of Financial Security
  • Bank of Canada - inflation adjustments

Methods:

  • Percentile points across the wealth distribution are used to build a smooth distribution curve.
  • This curve is divided into evenly sized bins to show the estimated distribution of net worth in .
  • Values update when selecting a different province or household/individual view.

Median Income by Province () Shows median employment income across provinces in , with whiskers marking the 10th and 90th percentile ranges.

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Sources & Methods

Sources:

  • Statistics Canada - Canadian Income Survey (provincial medians)
  • CRA tax-filer percentile ratios

Methods:

  • Provincial income differences are based on Statistics Canada medians.
  • Percentile ranges use CRA ratios and are shown as whiskers for the 10th and 90th percentiles.
  • Values adjust for household/individual view.

Projected Median Net Worth by Province () Shows projected median net worth by province, with whiskers marking the 10th and 90th percentile ranges.

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Sources & Methods

Sources:

  • Statistics Canada - Survey of Financial Security (provincial detail)
  • Bank of Canada - inflation guidance

Methods:

  • Provincial net worth medians are projected to in constant dollars.
  • Percentile ranges are shown as whiskers for the 10th and 90th percentiles.
  • Values adjust for household/individual view selection.

Income Percentile by Gender () Compares women's and men's median employment income by age, adjusted for province and household/individual view. Shaded bands show the range between the 10th and 90th percentiles for men and women.

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Sources & Methods

Sources:

  • Statistics Canada - Canadian Income Survey (by sex)
  • CRA tax-filer benchmarks

Methods:

  • Women-s median income is shown relative to men using the most recent national ratio.
  • The same smoothing, provincial adjustments, and household/individual view options apply as in the main income chart.

Median Income vs Net Worth by Age (Households, ) - Canada Shows how median income at each age relates to median net worth, using consistent smoothing and inflation adjustments.

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Sources & Methods

Sources:

  • Statistics Canada - Canadian Income Survey
  • Survey of Financial Security

Methods:

  • Each point combines the median income and median net worth for the same age.
  • Values follow the same smoothing and inflation-adjustment approach used in the income and wealth charts.

Using This Data

If you're feeling behind

Focus on consistency rather than catching up. Many Canadians improve long-term outcomes by automating savings and investing regularly, even with small amounts.

If you're roughly on track

Staying invested and avoiding major mistakes often matters more than optimizing every detail.

If you're ahead

The biggest risk is usually unnecessary complexity or over-concentration. Simplicity often wins.

Contact

Questions, feedback, or data corrections welcome.

contact@wealthdashboard.ca